About Us

Welcome to GCA Forum, Powered by Gustan Cho Associates. Gustan Cho Associates, empowered by NEXA Mortgage, LLC, are mortgage brokers licensed in 48 states, including Washington, DC, Puerto Rico, and the U.S. Virgin Islands. Gustan Cho Associates is a dba of NEXA Mortgage, LLC and its correspondent banking subsidiary AXEN Mortgage, LLC. Under the leadership of its founder and Chief Executive Officer, Mike Kortas, NEXA Mortgage, LLC is hands down the largest and fastest mortgage broker in the nation.   Gustan Cho Associates has a network of 210 wholesale lending partners, including dozens of five-star wholesale lenders with no overlays on government and conventional loans. And dozens of non-QM and non-traditional lenders of specialty mortgage loan programs for owner-occupant primary homes, second homes, and investment properties.

NEXA Mortgage, LLC has a reputation for being a one-stop mortgage shop. No other mortgage company in the nation comes close to NEXA  Mortgage and its sister subsidiary AXEN Mortgage, LLC. Suppose there is any mortgage loan program in today’s marketplace. In that case, you for homebuyers, real estate investors, and commercial property investors, you can bank Gustan Cho Associates has the loan program to offer.

Gustan Cho Associates has a national reputation for being able to do mortgage loans other mortgage companies cannot do. Over 80% of our borrowers are folks who could not qualify at other mortgage companies either because they got a last-minute mortgage loan denial or because the lender did not have the mortgage loan program best suited for the borrower. Gustan Cho Associates is a mortgage company and not a lead generation company like most mortgage and real estate websites, online message boards, forums, and social media platforms.  The team at Gustan Cho Associates has been working in creating an online community platform for homebuyers, homeowners, first-time homebuyers, homebuyers with less than perfect credit, real estate investors, real estate agents, attorneys, loan officers, mortgage processors and underwriters, and third-party professionals in the real estate and mortgage industry.

We have launched GCA Forum powered by Gustan Cho Associates  (forum.gustanchoassociates.com). For many years, the team at Gustan Cho Associates and its affiliate partners and subsidiary mortgage associates have come to the realization that a one-stop national resource center for the mortgage, lending, and real estate industry was missing. The mortgage industry is so complex and more times than not has more people asking questions than getting answers. With years of research on how to not just help borrowers and real estate investors, but to form a network of like-minded professionals where we can network together in all 50 states to help the public and educate Americans in the housing and mortgage industry, GCA Forum, powered by Gustan Cho Associates was born. GCA Forum, powered by Gustan Cho Associates has three separate divisions. The first and largest section of The GCA Forum will be the public forum. The forum’s public division welcomes any public member to join our online community at no charge. Each public member is welcomed to join and become a public member. However,  anyone who wants to join GCA Forum powered by Gustan Cho Associates need to apply and approved by a senior member of Gustan Cho Associates. The second division that make up the GCA Forum at Gustan Cho Associates is the Executive FORUM Member. Executive FORUM Members are real estate, mortgage, or third-party housing and/or lending industry professionals who are experts in their respective fields. All Executive FORUM Members need to be sponsored by a GCA  Associate and approved. The third division of GCA FORUM is the Preferred Realtor Partner who needs to become a member of GCAs Preferred Realtor Partner Referral Network.  A preferred realtor partner is part of GCAs dually licensed realtor/MLO partnership in-house network.  The fourth division at GCA FORUM will be a private internal FORUM where it will be exclusively for support and operations staff,  and licensed personnel at Gustan Cho Associates or third-party professionals in the real estate or mortgage industry nominated and sponsored by a member of Gustan Cho Associates.

Everyone is welcomed at GCA Forum powered by Gustan Cho Associates. Homebuyers, homeowners, real estate agents, managing real estate brokers, loan officers, owners of mortgage brokers and lenders, mortgage industry professionals, real estate investors, processors, underwriters, mortgage industry professionals, attorneys, appraisers, property managers, and the general public. We now have a national public mortgage and real estate think tank for Americans. The GCA Forum has been fortunate to attract real estate and mortgage professionals in their respective fields. We are proud to have moderators and key members who are hands down have a track record for many years as licensed realtors, managing brokers of real estate companies, multi-million dollar annual mortgage loan originators, the nation’s top branch managers of mortgage companies, CEOs and owners of mortgage lenders. We have teams of third-party professionals who are experts in the mortgage business, educators, teachers, and high profile loan officer and real estate professional instructors.

Some distinguished professionals that are members of GCA Forum powered by Gustan Cho Associates include lawyers with an expertise in the mortgage markets, licensing, and compliance, professionals who are experts in matters of licensing, regulations, NMLS navigation and systems, and loan officer systems. The list continues but we will answer any questions we have. The GCA Forum powered by Gustan Cho Associates is monitored 24 hours a day, seven days a week, including holidays.  The GCA Forum consists of teams of moderators in all 50 states including Puerto Rico, Washington, DC, and the United States Virgin Islands.  As mentioned, there was always more questions than answers in the mortgage business. This is why the questions asked by the public will be answered by experts in their respective fields. You will know who are the moderators and experts relying to your questions.

All the replies to the forum questions will be fact checked by more than one industry expert. Copyrighted materials are not to be posted and will be fact checked. GCA Forum powered by Gustan Cho Associates is an employee owned company and not one person has the majority ownership.  We have a team of associate contributing editors who have been vetted and fact checked multiple times on their expertise and longevity in the housing and lending industry who are not paid writers or bloggers but have a national media marketing platform of Gustan Cho Associates and its affiliate and subsidiaries which we will introduce. Each authors opinion is the sole views and factual content of the writer and they have not been influenced in any way, shape, or form. Spam content will be closely monitored and will be issued a permanent lifetime ban.

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