Welcome to the Non-QM loans Sub-FORUM of Gustan Cho Associates. Non-QM loans are back. No-doc mortgages are back. Stated-income loans have reincarnated my friends. Never in many’s wildest dreams did they ever think...
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How Many Credit Tradelines Do Non-QM Mortgage Lenders Require
I was told that non-qm lenders require a certain number of credit tradelines that has been seasoned…Read More
replied 1 month, 2 weeks ago
2 Members
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1 Reply
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NON-QM QUESTIONS & FAQ’s FROM AN AE’S POV
Hello Everybody on GCA! I wanted to create a discussion regarding all Questions & Concerns rega…Read More
replied 2 months, 1 week ago
7 Members
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41 Replies
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Owner Occupied No Ratio Loans
Did you know you can purchase an owner-occupied property without income, employment or debt to inco…Read More
replied 1 year, 2 months ago
1 Member
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0 Replies
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Non-QM Loans With Late Payments
Non-QM late payment guidelines are set by individual wholesale lenders. Non-QM loans are portfolio …Read More
replied 1 year, 2 months ago
1 Member
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0 Replies
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What Are Portfolio Mortgage Lenders?
Non-QM lenders are portfolio mortgage lenders, which means they fund their mortgage loans and eithe…Read More
replied 1 year, 2 months ago
2 Members
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1 Reply
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Fix and Flip Loans For Real Estate Property Investors
Real estate investors benefit from using fix and flip loans by getting a mortgage for the cost of t…Read More
replied 1 year, 2 months ago
1 Member
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0 Replies
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What Are Non-QM Mortgages?
Non-QM loans or Non-Qualified Mortgages are portfolio loans that do not conform to Fannie Mae or Fr…Read More
replied 1 year, 3 months ago
1 Member
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2 Replies
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DSCR Mortgages Down Payment
DSCR mortgage loans require a 20% to 30% down payment. The down payment depends on the borrowerR…Read More
replied 1 year, 3 months ago
1 Member
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0 Replies
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